Month: June 2015

Progressive Snapshot: The Fair Way to Pay for Auto Insurance

Posted on by Martinson Agency

Progressive Snapshot: The Fair Way to Pay for Auto Insurance

June 25th, 2015 — Martinson Agency LLC — Chaska, MN

Snapshot is a usage based insurance rating program. This program allows customers to potentially save money based on their actual driving habits. Snapshot gives people more control over how much they pay for auto insurance, and can help people improve their driving habits.

Customers who enroll in the Snapshot Program will receive a small device that plugs into their vehicle’s OBD port. This device will track what time of the day you drive, how many miles you drive each day and how often you drive between the hours of Midnight and 4:00 am. It does not track your location or speed, however it does make note when you break quickly or stop abruptly.

Progressive requires the Snapshot device to be in your car for a minimum of six to eight weeks and in certain cases up to six months. Typically, people who have short commutes to work and rarely drive between the hours of midnight and 4:00 am score the best and end up receiving the best discount. The good news about the Snapshot program is that it cannot be used against you. At no time will your insurance premium increase because of the data gathered by the device.

Please give the Martinson Agency in Chaska, MN a call today in order to learn more about Progressive Auto Insurance and the Snapshot Discount!

Don’t leave your insurance to luck! Call today!

Phone: (952) 314-4400

Email: jphagen@aibme.com

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Car Safety for Pets

Posted on by Martinson Agency

Car Safety for Pets

June 11th, 2015 — Martinson Agency LLC — Chaska, MN

Summer has officially arrived in Minnesota and that means that road trip season is upon us! Car safety is important this time of year and often times we forget our four-legged friends. Many just assume that cats and dogs roaming free in your vehicle is an accepted practice and while it may not be against the law, it doesn’t mean you shouldn’t consider these important safety tips while traveling with your pet.

1. “DO NOT let your pet sit on your lap” We’ve all seen it. And sure its cute. Sure, the car next to you may look over and wave. But it isn’t safe. And it shouldn’t happen. Not only does this put you and other drivers at risk, but it puts your animal at risk as well.

2. “Consider a pet carrier for cats and smaller dogs” Many times smaller animals can be more distracting while on the road because they can move though out the vehicle quicker and fit into smaller spaces. Using a pet carrier restricts the freedom your pet has while providing comfort at the same time.

3. “Use a travel barrier” A travel barrier works great for animals of all shapes and sizes.  This is a simple option that keeps your pet in the backseat. Most barriers are adjustable so you can customize it to meet you and your animal’s needs. Don’t forget to turn on A/C in the back to keep your buddy cool and comfortable throughout your trip!

4. “DO NOT leave your pet in the vehicle on a hot day” This is another that seems obvious and yet something that happens all too often. Your dog or cat doesn’t have the freedom of turning on the A/C if they start to overheat so don’t put them in this position. You have options. Have a fellow passenger stay with the dog while the vehicle is left running. Take the dog out of the vehicle while you are making a quick stop. If you must leave the animal alone for a moment, make sure that the windows are left open enough for proper air flow. But please, make it quick!

5. “Remember: Not all animals enjoy car rides” Sure, some animals love going for a car ride. But please remember that not animals feel the same. They may become fearful, anxious or car sick and all of these issues can lead to distracted driving. If you own an animal that hates the car, please avoid long road trips. Obviously, some situations are unavoidable and in this case be sure to make your pet as comfortable as possible before you hit the road.

Traveling can be an enjoyable experience for your family and your pet this time of year. Just please consider the safety of not only your family, but the safety of others on the road as well. Make sure that before you hit the road this summer, your pet is comfortable and relaxing in a safe place.

Don’t leave your insurance to luck! Call today!

Phone: (952) 314-4400

Email: jphagen@aibme.com

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Progressive Boat & Personal Watercraft Insurance

Posted on by Martinson Agency

Progressive Boat & Personal Watercraft Insurance

June 5th, 2015 — Martinson Agency LLC — Chaska, MN

Did you know that Progressive is America’s #1 insurer of personal watercraft and one of the nation’s leading boat insurers? With Progressive’s boat insurance coverage, you can breathe easy knowing you have top of the line coverage for your boat or personal watercraft. Progressive has a range of specialty coverages to ensure that your boat or watercraft is insured properly.

Broad Acceptance:

Progressive provides specialized insurance coverage for boats and personal watercraft. Their program can cover 95 percent of all boats on the water today including fishing boats, runabouts, personal watercraft and boats up to 50 feet in length and $250,000 in value.

Available Coverage Options:

  • Total Loss Replacement – replaces your boat with a brand new one of similar make and quality.
  • Disappearing Deductibles – reduces the insured’s deductible by 25% at each claim free renewal.
  • Replacement Cost Fishing Equipment – coverage for up to $10,000 for tackle, rods and reels.
  • Replacement Cost Personal Effects – protects your personal items including clothing, cameras, smart phones ect.
  • 24-Hour Roadside Assistance – covers trailer and tow vehicle, even if tow vehicle IS NOT insured with Progressive.
  • Emergency Towing and Labor – provides on-water towing service.
  • Wreckage Removal Coverage
  • Property Damage Liability – includes coverage for fuel spill cleanup.
  • Medical Payments – includes coverage for water-skiers.

Competitive Rates & Discount Availability:

Progressive has fantastic rates for new boats as well as married and mature operators. As a Progressive customer you will benefit from the following available discounts as well; Homeowner discount, Multi-Policy discount, Original Owner discount, Responsible Operator discount, Safety Course discount, Claim Free discount, Paid In Full discount and MORE!

When insuring your boat or personal watercraft make sure to consider Progressive’s specialized coverages. Obviously your specific needs vary based on a number of factors and not all of these coverages or discounts apply to your specific situation. This makes working with a licensed insurance agent even more important. Don’t take an unnecessary risk, call Martinson Agency in Chaska, MN today!

Don’t leave your insurance to luck! Call today!

Phone: (952) 314-4400

Email: jphagen@aibme.com

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